The SBI Focused Equity Fund is a popular mutual fund in India, known for its focused investment strategy. This fund primarily invests in a limited number of high-conviction stocks across various sectors. The fund aims to provide long-term capital appreciation by investing in a concentrated portfolio of high-quality companies.

In this comprehensive guide, we’ll explore the different options available for the SBI Focused Equity Fund, including the SBI Focused Equity Fund Regular Growth, SBI Focused Equity Fund Direct Growth, their Net Asset Values (NAVs), and also provide a brief overview of the SBI Small Cap Mutual Fund.

Understand SBI Focused Equity Fund

The SBI Focused Equity Fund is an open-ended equity scheme investing in maximum 30 stocks across market capitalization. It follows a focused approach, meaning the fund manager selects a limited number of stocks to invest in, based on thorough research and analysis.

Key Features:

• Type of Fund: Open-ended equity scheme
• Investment Objective: Long-term capital appreciation
• Portfolio Composition: Maximum of 30 stocks
• Risk Level: High
• Investment Horizon: 5 years or more

SBI Focused Equity Fund Regular Growth

The SBI Focused Equity Fund Regular Growth plan is suitable for investors who prefer to invest in mutual funds through an advisor or broker. Under this plan, the fund charges an expense ratio, which includes the distributor’s commission.

Key Features of SBI Focused Equity Fund Regular Growth:

• Expense Ratio: Slightly higher due to distributor commission
• NAV: Net Asset Value represents the per-unit market value of the fund. The SBI Focused Equity Fund Regular Growth NAV is updated daily and reflects the current market conditions and portfolio value.

Performance Table

Particulars	1 Year	3 Years	5 Years
SBI Focused Equity Fund Regular Growth	14.25%	18.75%	14.40%

SBI Focused Equity Fund Direct Growth

The SBI Focused Equity Fund Direct Growth plan is for investors who prefer to invest directly without a broker or advisor. This plan has a lower expense ratio compared to the regular plan, as it excludes the distributor’s commission, making it a more cost-effective option for the long-term investor.

Key Features of SBI Focused Equity Fund Direct Growth:

• Expense Ratio: Lower due to the absence of distributor commission
• NAV: The SBI Focused Equity Fund Direct Growth NAV is also updated daily. Investors choosing the direct plan benefit from lower costs, which can lead to higher returns over the long term.

Performance Table

Particulars	1 Year	3 Years	5 Years
SBI Focused Equity Fund Direct Growth	15.35%	19.85%	15.60%

Understand NAV and Its Importance

NAV (Net Asset Value) is a crucial factor in mutual fund investments as it represents the per-unit market value of the fund. It is calculated by dividing the total assets of the fund minus any liabilities by the total number of outstanding units.

Factors Affecting NAV:

• Market Movements: Changes in the stock market directly impact the NAV as the underlying assets’ value fluctuates.
• Dividends and Distributions: Any dividends paid out by the companies in which the fund has invested can impact the NAV.
• Expenses: The fund’s operating expenses, including the expense ratio, can also affect the NAV.

Current NAV Details

Fund Type	NAV (As of Latest Update)
SBI Focused Equity Fund Regular Growth NAV	₹220.15
SBI Focused Equity Fund Direct Growth NAV	₹235.40

SBI Small Cap Mutual Fund

Apart from the focused equity fund, SBI also offers the SBI Small Cap Mutual Fund, which targets smaller companies with high growth potential. This fund is suitable for investors looking for high returns and willing to accept higher risks associated with small-cap stocks.

Key Features of SBI Small Cap Mutual Fund:

• Type of Fund: Open-ended equity scheme predominantly investing in small-cap companies
• Investment Objective: Long-term capital appreciation
• Risk Level: High
• Investment Horizon: 7 years or more

Performance Table

Particulars	1 Year	3 Years	5 Years
SBI Small Cap Fund Regular Growth	22.50%	26.35%	20.10%
SBI Small Cap Fund Direct Growth	23.65%	27.85%	21.40%

Compare SBI Focused Equity Fund and SBI Small Cap Mutual Fund

While both funds aim for long-term capital appreciation, they differ significantly in terms of investment strategy and risk profile.

Comparison Parameter	SBI Focused Equity Fund	SBI Small Cap Mutual Fund
Investment Focus	Large-cap, mid-cap, and small-cap stocks	Predominantly small-cap stocks
Number of Stocks	Maximum 30	Diversified portfolio across small caps
Risk Level	High	Very High
Ideal Investment Horizon	5 years or more	7 years or more
Expense Ratio	Moderate (lower in direct plans)	Slightly higher due to small-cap focus

Choosing the Right Fund for You

Selecting between the SBI Focused Equity Fund and the SBI Small Cap Mutual Fund depends on your risk tolerance, investment goals, and investment horizon.

• For Conservative Investors: The SBI Focused Equity Fund might be more suitable due to its diversified portfolio across large, mid, and small-cap stocks.
• For Aggressive Investors: If you are willing to take on higher risks for potentially higher returns, the SBI Small Cap Mutual Fund could be a better choice due to its focus on small-cap stocks.

Our Recommendation

The SBI Focused Equity Fund offers a unique investment opportunity with a focused approach on high-quality stocks across various sectors. Whether you opt for the Regular Growth or Direct Growth plan, understanding the fund’s strategy, expense ratio, and NAV can help you make an informed decision.

Also, for those interested in small-cap investments, the SBI Small Cap Mutual Fund presents another compelling option with a high-risk, high-reward profile. Comparing both funds, based on your investment goals and risk appetite, is essential to choosing the best fit for your portfolio.

Disclaimer: Statistics may vary, please correlate with the official website.